Welcome to 
The seCUREme brand was created to identify specific insurance needs that were not being addressed at all,OR, insurance needs that could be met with a different solution than what is currently being offered.
For Employers and small business owners, “the one plan fits all approach no longer works” as each business has its own unique requirements necessitating “new and fresh options” to the “old way of doing things”.
seCUREme’s first priority was to create Catastrophic and Stop Loss Insurance products that would fit a niche market in Canada – protection for Self-Funded Benefit Plans and PHSPs. We have since added other Insurance products to the seCUREme shelf and will continue to work diligently over the next years to develop other niche products necessary to the financial security of Employers and Employees across Canada.
seCUREme products can be added to existing Benefit Plans or can be used to stand-alone. Group Benefit Brokers across Canada now have the opportunity to add truly innovative and sustainable products to their repertoire of employee benefit offerings.
Contact Health Risk Services for your quotations today!
Products available though seCUREme
Blog
Health Spending Accounts
We’re lucky enough to live in a country that provides great healthcare dependent upon which province you live in, but medical expenses still add up beyond what is
Travel Insurance
For many university students, May is the end of the spring term and the beginning of summer freedom. Many Canadian students may want to spend some the summer
Employee Flexible Benefits
Whenever an employer is considering offering benefits, whether traditional or flexible, they’ll need to look at the pros and cons of each to decide which plan to
What the Heck are Employee Assistance Programs?
Many Canadians, especially members the younger generation who have just entered the workforce in the last decade, may not have ever heard of employee assistance programs. That’s
Don’t Forget to Ask Your Employer About These Benefits
If you’ve just been offered a new job then let us be the first to offer you a warm congratulations! But before you make your decision about whether